Payment Providers

[Peter Corlett]

On 2 Oct 2009, at 16:28, Bob Walker wrote:
> On Fri, 2 Oct 2009, James Laver wrote:
>> Banks usually don't care, but they will give liability to the  
>> retailer in case of fraud on non-3ds transactions.
> Like I said forcing them.


It's not *quite* so clear-cut.

The costs due to fraud might be less than the costs of losing sales  
due to VBV/3DSecure, in which case the retailer might be happy to risk  
the fraud, especially if they have other fraud-avoidance mechanisms in  
place.