Credit Cards

[Bob Walker]

On Tue, 13 Oct 2009, David Cantrell wrote:

> On Tue, Oct 13, 2009 at 02:21:14PM +0100, Philip Potter wrote:
>
>> wth? I call bullshit on play.com. If the card company will pay, it's
>> none of play.com's business whether you are creditworthy or not.
>> play.com gets the money and the credit card company is liable for any
>> credit risk you represent.
>
> Eh-hem.  If there's a chargeback (eg because you're using a stolen card)
> play.com get fucked over.

This is one of things that I hate about people who whine about e-commerce 
providers imposing stuff on them. They normally have a lot of it imposed 
on them by their banks and/or payment service providers by being told they 
will be responsible for fraud if they dont do it. Which is fine for a 5 
pound item but less so for a 2000 pound one.

You can even outsource your fraud screening.
http://www.the3rdman.co.uk/


-- 
bob walker

buses should be purple and bendy